How driving-based insurance can help you save on your car insurance in Ontario
Safe driving doesn’t just keep you and others protected on the road; it could also help lower your car insurance premium. That’s where driving-based insurance, from Westland Insurance, comes in.
This free program gives you the opportunity to personalize your premium based on how you drive. It rewards good driving habits and provides real-time feedback to help you make even better decisions behind the wheel.
Here’s how it works.
A smarter way to save
When you sign up for driving-based insurance, your driving behaviour is measured using three key factors:
- Driving style: things like safe speed, smoothness, and focus
- Driving context: including time of day, road types, and daily distance
- Standard rating factors: like age, usage, and type of vehicle
There are no mid-term premium changes, and you can see how you’re tracking through the app. All you need is a smartphone, and a minimum of 500 km driven to get started.
Extra features
Beyond potential savings, driving-based insurance also includes several built-in tools to support you every day:
- Crash assist helps guide you through what to do after an accident
- Weather alerts let you know when bad weather could impact driving conditions
- Car care provides helpful insights to avoid breakdowns and catch maintenance needs early
